Learn How To File a Complete and Prompt Insurance Claim!
By Joyce Bonifacic
Have you ever heard the saying “The more things change, the more they stay the same?” That saying couldn’t be truer, especially when it come to insurance claims. Time and technology have changed, but people haven’t. The way we think about our personal belongings definitely hasn’t changed. We assume they are safe, and that bad things happen to other peoples.
According to “Conducting a Personal Property Inventory,” “Take the time to compile an inventory of your home now, and it will save you precious time and frustration later.” A personal property inventory ensures that you have the coverage you need. In the event of a loss, you will be able to file a complete, accurate, and prompt claim. You will be able to determine the replacement cost of your lost or damaged possessions so that your claim will be settled claim quickly.
WHY DO YOU NEED A PORTFOLIO? It’s amazing how many of us are unprepared for a disaster. Even more important, is the fact that the insurance adjuster requires you to show proof that you owned the belongings that you are claiming. You’re at the mercy of the insurance company – and in a large-scale catastrophe like a hurricane or earthquake, insurance companies are going to pay you as little as possible if you don’t have proof of ownership.
This is why you need a portfolio. It will give you guaranteed peace of mind.
A portfolio is also valuable for filing taxes and for estate planning.
Call us today for an appointment. Don’t forget, you receive a discount of 20% off the initial visit of up to two hours. If you refer family and friends to us, you will receive an additional $25.00 for every complete portfolio. The savings will add up.
According to “Conducting a Personal Property Inventory,” “Take the time to compile an inventory of your home now, and it will save you precious time and frustration later.” A personal property inventory ensures that you have the coverage you need. In the event of a loss, you will be able to file a complete, accurate, and prompt claim. You will be able to determine the replacement cost of your lost or damaged possessions so that your claim will be settled claim quickly.
WHY DO YOU NEED A PORTFOLIO? It’s amazing how many of us are unprepared for a disaster. Even more important, is the fact that the insurance adjuster requires you to show proof that you owned the belongings that you are claiming. You’re at the mercy of the insurance company – and in a large-scale catastrophe like a hurricane or earthquake, insurance companies are going to pay you as little as possible if you don’t have proof of ownership.
This is why you need a portfolio. It will give you guaranteed peace of mind.
A portfolio is also valuable for filing taxes and for estate planning.
Call us today for an appointment. Don’t forget, you receive a discount of 20% off the initial visit of up to two hours. If you refer family and friends to us, you will receive an additional $25.00 for every complete portfolio. The savings will add up.
Our Service Fee & Areas Served
We begin with an in-home visit by Life Home Inventory, up to two hours at $175.00, any additional hours $75.00.
We will request that a copy of all new purchase be fax to our office, to update our backup copy. We than at the end of the renewal date at your request, we send you the update version for your records. Our renewal fee for another year is $75.00, No home visit is required, unless you requested it.
Gas Surcharge: After the first 50 miles a surcharge of .35 cent per mile
We will request that a copy of all new purchase be fax to our office, to update our backup copy. We than at the end of the renewal date at your request, we send you the update version for your records. Our renewal fee for another year is $75.00, No home visit is required, unless you requested it.
Gas Surcharge: After the first 50 miles a surcharge of .35 cent per mile
Referrals
Consider sharing with someone you care about and receive $25.00. Our way of saying "Thank you" it's also great way of making exstra money!
How Our Service Works ?
Step 1: You make an appointment to meet with us. We explain the inventory process, provide you with our Guarantee of Confidentiality and Service Agreement. We want our clients to be as comfortable as possible with the inventory process.
Step 2: You will take us on a tour of your home, one room at a time, while we makes notes of items which need to be listed in the inventory.
Step 3: As we take digital photos and videos, you will describe the value of your possessions. We discuss the details of these processes during the preliminary interview.
Step 4: We write down important information such as serial numbers, model, and date and place of purchase.
Step 5: We make photo copies of your receipts if they are available.
Step 6: In the concluding interview, we collect the initial payment for the home visit. You will receive your complete portfolio within two weeks.
Step 7: I will deliver your portfolio, and collect the final payment.
Remember: This Happens Everyday !
Step 2: You will take us on a tour of your home, one room at a time, while we makes notes of items which need to be listed in the inventory.
Step 3: As we take digital photos and videos, you will describe the value of your possessions. We discuss the details of these processes during the preliminary interview.
Step 4: We write down important information such as serial numbers, model, and date and place of purchase.
Step 5: We make photo copies of your receipts if they are available.
Step 6: In the concluding interview, we collect the initial payment for the home visit. You will receive your complete portfolio within two weeks.
Step 7: I will deliver your portfolio, and collect the final payment.
Remember: This Happens Everyday !
